Rina Ray

Professor Rina Ray is working to advance the understanding of finance through her extensive research and teaching at the University of Colorado Denver Business School. As an Associate Professor, she specializes in areas such as credit risk, financial distress, household finance, human capital, and real options. Her academic journey is marked by a PhD in Finance with a Mathematics Minor from Indiana University Bloomington, an MBA in Finance from Southern Methodist University, and a BTech Honors in Chemical Engineering from the Indian Institute of Technology Kharagpur. Dr. Ray's research contributions have been recognized in prestigious journals, including the Journal of Financial and Quantitative Analysis and the Journal of Financial Markets. Her work often explores the intricate dynamics of financial systems, aiming to provide insights that can influence both academic thought and practical applications in the financial industry. In addition to her role at CU Denver, Dr. Ray is an affiliated researcher at the Center for Commodity Market Analysis at the Norwegian University of Life Sciences. This affiliation underscores her commitment to global collaboration and the exchange of ideas across borders, enhancing her research's impact on a worldwide scale. Her teaching philosophy is deeply rooted in fostering critical thinking and analytical skills among her students. She believes in equipping future finance professionals with the tools necessary to navigate and innovate within the ever-evolving financial landscape. Her courses are known for their rigorous approach and emphasis on real-world applications, preparing students to tackle complex financial challenges. Dr. Ray's dedication to her field extends beyond academia. She actively participates in conferences and seminars, sharing her insights and engaging with fellow researchers and practitioners. Her contributions to the finance community are not only academic but also practical, as she seeks to bridge the gap between theoretical research and its application in solving real-world financial issues. Through her work, Dr. Rina Ray continues to shape the future of finance, inspiring both her students and colleagues with her passion and expertise. Her commitment to advancing the understanding of finance makes her a valuable asset to the CU Denver Business School and the broader academic and professional finance communities.